77 Joya's Terms and Conditions – Fully in Bangla

Welcome to 77 Joya. These Terms and Conditions ("Terms") form a legally binding agreement between the entity operating the 77 Joya platform and you (the user). By accessing our services through the 77 Joya website, mobile app, or any other channel, you are deemed to have fully read, understood, and accepted these Terms.

If you disagree with any part of these Terms, please refrain from using our platform. Accessing our services constitutes your agreement to abide by these Terms and Conditions.

77 Joya is an internationally licensed online Sports Betting and gaming platform. We operate in compliance with international gaming regulations, and all our activities are conducted within that regulatory framework.

To place bets on 77 Joya, you need to create an account. The following rules must be followed when registering:

Providing Accurate Information

You must provide complete, accurate, and truthful information at the time of registration. Incorrect names, dates of birth, or contact details may cause issues with account verification and could result in withdrawals being blocked later.

• Full name (as per national ID)
• Active Bangladeshi mobile number
• Correct date of birth
• Valid email address

One Account Policy

Each individual may register only one account. Creating multiple accounts is strictly prohibited. If it is found that one person is operating multiple accounts, all accounts will be closed and balances may be forfeited.

Account Security

You are solely responsible for keeping your password and login credentials confidential. You must not allow anyone else to access your account. If you suspect unauthorized access, contact our support team immediately.

To create an account and place bets on 77 Joya, you must meet the following eligibility criteria:

• Age: You must be 18 years of age or older. We strictly prohibit minors from participating in any form of gaming.
• Mental capacity: You must be of sound mind and capable of making your own decisions.
• Unrestricted: You must not reside in any country or region where online betting is prohibited by law.
• Voluntary Participation: You are using the platform of your own free will and with full awareness.

77 Joya may request identity verification (NID, passport, or driving license) at any time. Withdrawals will be held until verification is complete. Any account found to be registered by someone under 18 will be immediately closed and all associated transactions will be voided.

The following rules apply to all betting on 77 Joya at all times. Failure to comply with these Terms and Conditions may result in bets being voided.

Bet Acceptance

A bet is considered valid only once it has been successfully placed. If you do not receive a confirmation message, assume the bet was not accepted. 77 Joya is not liable for bets that fail to go through due to network issues.

Odds Changes

Bets are settled at the odds displayed at the time of submission. In live betting, odds can change rapidly and the odds in effect at the moment the bet is placed will apply.

Reasons for Bet Cancellation

• If an event is cancelled or postponed before it begins
• If incorrect odds are displayed due to a technical error
• If evidence of cheating or match-fixing is found
• If coordinated bets placed across multiple accounts on the same event are detected

Maximum winnings limit

The maximum payout for a single bet is fixed and varies by event and market. Maximum limits also apply to system and accumulator bets. Contact support for more details.

The following terms and conditions apply to all payments and withdrawals on 77 Joya:

Deposit

• Minimum deposit: ৳100
• Maximum deposit: ৳5,00,000 per transaction
• Accepted payment methods: Mobile Pay, Nagad, Rocket, Bank Transfer
• Deposits are generally credited to your account instantly

Withdrawal

• Minimum withdrawal: ৳500
• Processing time: typically 5–15 minutes
• Withdrawals can only be made using the same method used for the original deposit
• KYC verification is mandatory before your first withdrawal

Currency & Conversion

All transactions on 77 Joya are processed in Bangladeshi Taka (BDT). Transactions in foreign currencies are not supported. Any applicable conversion fees will be displayed at the time of the transaction.

77 Joya regularly offers a variety of bonuses and promotions. By claiming any bonus, you agree to the associated terms and conditions.

Welcome Bonus

New members receive a welcome bonus on their first deposit. This bonus comes with specific wagering requirements that must be met before the bonus funds can be withdrawn.

General Bonus Terms & Conditions

• Each bonus has its own wagering requirement (typically 5x–20x)
• Bets placed using bonus balance are calculated separately from your main balance
• A new bonus cannot be activated while another bonus is already active
• Bonuses are generally valid for 7 to 30 days
• If bonus abuse is detected, the bonus and any associated winnings will be forfeited

Referral & Loyalty

Invite friends through 77 Joya's referral program and both of you earn rewards. Loyalty points accumulate with every bet and can later be converted into bonus balance.

77 Joya believes betting is a form of entertainment, not a source of income. We encourage all users to bet responsibly. The platform offers several tools to help you manage your betting activity:

• Deposit limits: Set daily, weekly, or monthly deposit limits
• Betting limits: Set a maximum bet limit for a given time period
• Self-Exclusion: Take a break from the platform for a set period of time
• Reality check: View a summary of your account activity at regular intervals

If you feel that betting is having a negative impact on your life, contact our Responsible Gaming team immediately. For more information, Responsible Gaming Visit the page.

77 Joya takes the protection of your personal data very seriously. We never sell your information to third parties. For full details on how your data is collected, stored, and used, please refer to our Privacy Policyis mentioned.

We may use your information for the following purposes:

• Account Verification & KYC Process
• Transaction processing and fraud prevention
• Customer support
• Legal Compliance
• Platform improvement and personalized experience delivery

All 77 Joya users are required to follow the code of conduct below. Violations of these Terms & Conditions may result in account closure.

Prohibited Activities

• Creating or operating multiple accounts
• Abusing the bonus system (bonus hunting, arbitrage)
• Betting using match-fixing or insider information
• Hacking the platform's software or gaining unauthorized access
• Money laundering or suspicious financial activity
• Harassing or defrauding other users

77 Joya reserves the right to report any suspicious activity to the relevant authorities.

77 Joya reserves the right to temporarily or permanently close your account under the following circumstances:

• Breaching any clause of these Terms and Conditions
• Providing false or misleading information
• If evidence of fraud or fraudulent activity is found
• By order of a court or regulatory authority
• Account inactive for an extended period (over 12 months)

You may also request account closure at any time by contacting our support team. You will be given the opportunity to withdraw any remaining balance before the account is closed, unless the closure is due to fraud.

If you have a dispute regarding a betting outcome or transaction, please contact our customer support team first. We typically resolve complaints within 24–48 hours.

Dispute resolution process:

1. Submit a complaint via live chat or email
2. Attach the relevant bet ID and screenshot
3. Our team will review your case and inform you of the decision
4. If you are not satisfied with the decision, you may request third-party mediation

All decisions made by 77 Joya are considered final. That said, we review every dispute fairly and on its own merits.

77 Joya reserves the right to modify, amend, or update these Terms & Conditions at any time. When changes are made, a notice will be published on the platform and the "Last Updated" date on this page will be revised accordingly.

For significant changes, we may notify you directly via your registered email or mobile number. Continued use of the platform after any changes indicates your acceptance of the updated Terms.